Switzerland Stock Loans against SIX shares
A stock loan against shares you hold on Switzerland’s principal equity venue — for family offices, founders and controlling shareholders, without selling a single share.
From enquiry to funding.
| — | Stage | What happens | Timing |
|---|---|---|---|
| 01 | Confidential enquiry | The holding and the objective, shared under NDA through a secure channel. | Day one |
| 02 | Indicative terms | Structure, sizing and indicative pricing returned against the position. | 1–2 days |
| 03 | Structuring & documentation | KYC, share and market review; terms formalised under institutional documentation alongside your counsel. | 1–2 weeks |
| 04 | Custody & funding | Pledged shares held at a qualified custodian; collateral secured and proceeds released. | On completion |
Switzerland equity markets.
A Swiss stock loan lets a founder, family office or controlling shareholder raise cash against a position listed on the SIX Swiss Exchange without selling it, without surrendering voting control, and while remaining the beneficial owner until the facility is repaid. The Swiss franc floats freely and is fully convertible — the Swiss National Bank abandoned its EUR floor in 2015 — so a CHF-listed line supports a USD or EUR drawdown cleanly, which is how most cross-border borrowers take the loan.
What shapes a Swiss facility is the disclosure regime and the concentration of the market. Under Article 120 of the Financial Market Infrastructure Act (FMIA), an interest reaching 3% of a Swiss-domiciled listed company’s voting rights is notifiable to the company and to SIX’s Disclosure Office, with further thresholds at 5%, 10%, 15%, 20%, 25%, 33⅓%, 50% and 66⅔%; the security interest a lender takes can itself trigger a notification, so the pledge is sequenced around it. Liquidity is rarely the constraint for SMI and SLI constituents — the large pharmaceutical, food and financial names — where free float and turnover support a higher loan-to-value; it weighs more on thin small-caps and Sparks-listed lines. Shares settle T+2 through SIX SIS.
Switzerland stock loans at a glance:
| Listed venue | SIX Swiss Exchange (SIX) |
|---|---|
| Regulator | Eidgenössische Finanzmarktaufsicht (FINMA) |
| Currency | CHF |
| Settlement | T+2 |
| Disclosure threshold | 3% |
| Principal indices | SMI, SLI, SPI |
| Structure | Non-recourse, limited- or full-recourse |
Regulatory references are published for general orientation and are not legal advice.
Each Switzerland exchange, covered.
What holders ask about Switzerland.
01Does a share pledge in Switzerland have to be disclosed?
02Can I borrow in US dollars or euros against Swiss-listed shares?
03How much can I borrow against Switzerland-listed shares?
04Which Switzerland exchanges can I borrow against?
05What currency can the facility be drawn in?
06Who regulates these transactions in Switzerland?
07What is the settlement cycle on Switzerland exchanges?
08At what level does a shareholding become disclosable in Switzerland?
09Can a foreign or offshore holder pledge Switzerland-listed shares?
10How long does it take to arrange a stock loan in Switzerland?
Related guides.
How Much Can You Borrow Against Your Shares?
There is no flat figure. The advance against listed shares is set to the specific holding, driven by liquidity, volatility, concentration, your regulatory standing and the recourse profile you choose.
Read → RiskWhat Happens If Your Stock Falls During a Loan?
If your pledged shares fall in value during a loan, what happens depends entirely on the structure you agreed at the outset — recourse facilities can call for a top-up, non-recourse facilities cannot.
Read → ProcessHow to Get a Stock Loan: The Process, Step by Step
Getting a stock loan runs through five disciplined stages: a confidential enquiry, indicative terms, documentation, custody and pledge, then funding under a single accountable principal.
Read →A particular Switzerland holding to talk through?
Send a confidential enquiry, and a senior principal will reply within one business day.