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United Arab EmiratesAbu DhabiSCAAED

ADX Stock Loans in the United Arab Emirates

Stock loans (securities-backed financing) against shares listed on Abu Dhabi Securities Exchange (ADX) — for family offices, founders and controlling shareholders.

01 · Process
How it works

From enquiry to funding.

StageWhat happensTiming
01Confidential enquiryThe holding and the objective, shared under NDA through a secure channel.Day one
02Indicative termsStructure, sizing and indicative pricing returned against the position.1–2 days
03Structuring & documentationKYC, share and market review; terms formalised under institutional documentation alongside your counsel.1–2 weeks
04Custody & fundingPledged shares held at a qualified custodian; collateral secured and proceeds released.On completion
02 · The Market
Middle East & Africa

About Abu Dhabi Securities Exchange.

Abu Dhabi Securities Exchange is the principal cash-equity venue of the United Arab Emirates. Founded in 2000, it operates under the oversight of Securities and Commodities Authority (SCA), and its leading benchmarks are FTSE ADX 15, ADX General Index. Listing standards are set out in the ADX Listing Rules; SCA Rulebook.

ADX at a glance:

Listed venueAbu Dhabi Securities Exchange (ADX)
RegulatorSecurities and Commodities Authority (SCA)
CurrencyAED
SettlementT+2
Disclosure threshold5%
Principal indicesFTSE ADX 15, ADX General Index

The principal Abu Dhabi equity venue, increasingly weighted by major sovereign-affiliated listings (ADNOC subsidiaries) and a deepening listings pipeline. Foreign ownership rules have liberalised materially since 2020.

On ADX specifically, eligibility turns on where the name sits in the market’s liquidity. FTSE ADX 15 and ADX General Index constituents — led by the large sovereign-affiliated listings such as the ADNOC-linked names — carry the free float and daily turnover that support a higher loan-to-value; Second Market and Growth Market lines are financed more selectively. Foreign-ownership rules have liberalised materially since 2020 but remain an issuer-by-issuer point that bears on collateral and enforcement. ADX operates a covered short-selling framework with a defined list of eligible securities, which is a useful read on which lines the market itself treats as liquid.

03 · Eligibility
For Institutional Positions

What qualifies on ADX.

ADX is an established but selective venue; we weigh eligibility against the stock’s liquidity, free float, and how concentrated the holding is.

For any given ADX position, our review looks at: free float and daily traded volume against the size of the transaction; your status (controlling shareholder, director, substantial shareholder) and the disclosure that follows; the issuer’s sector and listing segment; and what the transaction must do (LTV, tenor, currency, recourse, custody).

04 · Disclosure
SCA

Framework cited on ADX.

The principal regulatory reference on ADX is SCA disclosure rules. How it applies to any single transaction — reporting levels, step thresholds — turns on the underlying rules and national-law overlays, which we map against your contemplated transaction at the structuring stage alongside the counsel you appoint.

The citations above are public regulatory references, given for orientation only and not as legal advice. Take independent legal advice in the relevant jurisdiction for any specific transaction.

See the full process →

05 · FAQ
ADX · Stock Loans

What holders ask about ADX.

01Which ADX-listed shares qualify for a stock loan?
As a rule, the more liquid the name, the cleaner the facility. FTSE ADX 15 constituents and the large sovereign-affiliated listings support the highest loan-to-value; Second and Growth Market lines are taken case by case. We quote indicative terms only after reviewing the specific line — its free float, daily turnover, any foreign-ownership cap and any lock-up.
02How much can I borrow against an ADX-listed holding?
The loan-to-value is set to the specific holding — free float, daily traded volume, volatility, and your regulatory standing. We quote indicative ratios only after reviewing the actual ADX position.
03Which ADX segments can I borrow against?
We look at each case across the segments Abu Dhabi Securities Exchange runs: Main Market; Second Market; Growth Market. Higher tiers are usually simpler to structure, as free float and liquidity are deeper.
04What currency can the facility be drawn in?
The default is AED, the listing currency. Cross-currency structures are common and readily arranged.
05What is the settlement cycle on ADX?
Equities listed on Abu Dhabi Securities Exchange generally settle on T+2. We align the pledge and the drawdown mechanics to that cycle.
06What is the disclosure threshold on ADX?
The principal level is 5%, under SCA disclosure rules. Crossing it triggers a notification; we map the exact thresholds to your holding.
07How long does an ADX stock loan take to arrange?
Indicative terms within one to two business days of an enquiry, with documentation and funding usually inside about three weeks, depending on custody onboarding and the size of the line.
06 · Other Venues
United Arab Emirates

Other venues.

DFM

United Arab Emirates overview →

A particular ADX holding to talk through?

Send a confidential enquiry, and a senior principal will reply within one business day.