/* ============================================================
   BLACK HAVEN INVESTMENTS — elegant French private-lender aesthetic
   Warm ivory · noir ink · antique champagne gold · Playfair serif
   Editorial whitespace · hairline rules · bilingual EN / FR
   ============================================================ */

/* ---------- Self-hosted serif (EB Garamond, latin + latin-ext) ---------- */
@font-face{font-family:'EB Garamond';font-style:italic;font-weight:400 600;font-display:swap;
  src:url('fonts/eb-garamond-italic-latin-ext.woff2') format('woff2');
  unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;}
@font-face{font-family:'EB Garamond';font-style:italic;font-weight:400 600;font-display:swap;
  src:url('fonts/eb-garamond-italic-latin.woff2') format('woff2');
  unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}
@font-face{font-family:'EB Garamond';font-style:normal;font-weight:400 600;font-display:swap;
  src:url('fonts/eb-garamond-normal-latin-ext.woff2') format('woff2');
  unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;}
@font-face{font-family:'EB Garamond';font-style:normal;font-weight:400 600;font-display:swap;
  src:url('fonts/eb-garamond-normal-latin.woff2') format('woff2');
  unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}

:root{
  /* Paper — clean white & cool light grey (CICC) */
  /* Paper — warm ivory */
  --paper:#FDFCFA;
  --paper-2:#F6F3EE;
  --paper-3:#EFEBE3;

  /* Ink — warm charcoal */
  --ink:#2A2723;
  --ink-2:#48443E;
  --ink-3:#5E5A52;
  --muted:#8C8A84;
  --muted-2:#ACA89F;

  /* Accent — Black Haven house crimson + plum (brand collateral) */
  --accent:#A2182A;
  --accent-deep:#7E1320;
  --accent-soft:#C56B72;
  --accent-2:#97468A;   /* plum secondary, for sub-headings */

  /* Hairlines (warm) */
  --line:#E4E0D8;
  --line-2:#D5D0C6;
  --rule-dark:#2A2723;

  /* Type */
  --serif:"EB Garamond","Hoefler Text",Georgia,"Times New Roman",serif;
  --sans:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI","Helvetica Neue",Arial,sans-serif;
  --mono:ui-monospace,"SF Mono","Segoe UI Mono",Menlo,Consolas,monospace;
  --han:"Noto Serif TC","Source Han Serif TC","Songti TC","PingFang TC","Microsoft JhengHei",serif;

  /* Layout */
  --max:1240px;
  --max-narrow:920px;
  --max-read:720px;
  --gutter:clamp(20px,4vw,48px);
  --section-y:clamp(56px,6vw,92px);
}

/* ---------- Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html,body{margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  background:var(--paper);color:var(--ink-2);
  font-family:var(--serif);font-size:17.5px;line-height:1.62;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
  text-rendering:optimizeLegibility;overflow-wrap:break-word;
}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:1px}
.section--deep :focus-visible{outline-color:var(--accent)}
.han{font-family:var(--han);text-transform:none}

.skip{position:absolute;left:-9999px;top:0;background:var(--accent);color:#fff;
  padding:12px 20px;z-index:1000;font-size:12px;letter-spacing:.12em;text-transform:uppercase}
.skip:focus{left:16px;top:16px}

/* ---------- Typography ---------- */
h1,h2,h3,h4,h5,h6{font-family:var(--serif);font-weight:500;line-height:1.12;color:var(--accent);margin:0;letter-spacing:0}
h1{font-size:clamp(40px,6vw,82px);line-height:1.06}
h2{font-size:clamp(28px,3.8vw,50px)}
h3{font-size:clamp(21px,2vw,28px)}
h4{font-family:var(--sans);font-size:18px;font-weight:600;letter-spacing:0}
h5{font-family:var(--sans);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:600}
em{font-style:italic;color:var(--accent)}
/* Chinese has no true italic; a mechanical slant on Hanzi looks wrong. On the
   Simplified/Traditional sites, render the emphasis accent upright (colour +
   weight) instead of slanted. English keeps its italic editorial accent. */
:lang(zh-Hans) em,:lang(zh-Hant) em{font-style:normal;font-weight:500}
p{color:var(--ink-2);margin:0 0 1em}

.lede{font-size:clamp(17px,1.3vw,20px);line-height:1.7;color:var(--ink-2);max-width:62ch}
.eyebrow{display:inline-block;font-family:var(--sans);font-size:11.5px;font-weight:600;
  letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-bottom:20px}
.num{font-family:var(--mono);font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}

/* ---------- Layout ---------- */
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.wrap--narrow{max-width:var(--max-narrow)}
.wrap--read{max-width:var(--max-read)}

.section{padding:var(--section-y) 0;position:relative;border-bottom:1px solid var(--line)}
.section--alt{background:var(--paper-2)}
.section--deep{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section--deep h1,.section--deep h2,.section--deep h3,.section--deep h4{color:var(--accent)}
.section--deep p,.section--deep .lede{color:var(--ink-2)}
.section--deep em{color:var(--accent)}
.section--deep .eyebrow{color:var(--muted)}
.section--deep .num{color:var(--muted)}

.section__head{display:grid;grid-template-columns:240px 1fr;gap:56px;margin-bottom:64px;align-items:start}
.section__head>.num{padding-top:6px}

/* ---------- Visible breadcrumb ---------- */
.breadcrumb{background:var(--paper-2);border-bottom:1px solid var(--line);
  font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase}
.breadcrumb .wrap{display:flex;align-items:center;gap:10px;height:42px;color:var(--muted);
  overflow-x:auto;white-space:nowrap;-ms-overflow-style:none;scrollbar-width:none}
.breadcrumb .wrap::-webkit-scrollbar{display:none}
.breadcrumb a{color:var(--ink-3);transition:color .2s}
.breadcrumb a:hover{color:var(--accent)}
.breadcrumb [aria-current="page"]{color:var(--ink)}
.breadcrumb__sep{color:var(--muted-2)}

/* ---------- Utility bar ---------- */
.utility{background:var(--paper);border-bottom:1px solid var(--line);
  font-family:var(--sans);font-size:11px;letter-spacing:.12em;text-transform:uppercase}
.utility__row{display:flex;justify-content:space-between;align-items:center;height:42px;color:var(--muted)}
.utility a{color:var(--ink-3);transition:color .2s}
.utility a:hover{color:var(--accent)}
.utility__right{display:flex;gap:24px;align-items:center}
.utility .han{font-size:12px;letter-spacing:.2em;color:var(--accent)}

/* ---------- Topbar ---------- */
.topbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);
  backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.topbar__row{display:flex;justify-content:space-between;align-items:center;height:86px;gap:32px}
.brand{display:flex;align-items:center;gap:0;color:var(--ink);white-space:nowrap}
.brand__rule{display:none}
.brand__mark{width:28px;height:28px;margin-right:12px;border-radius:7px;flex-shrink:0;display:block}
.brand__text{display:flex;flex-direction:column;line-height:1.16}
.brand__en{font-family:var(--serif);font-size:22px;font-weight:500;letter-spacing:.005em;color:var(--ink)}
.brand__zh{font-family:var(--han);font-size:10.5px;letter-spacing:.34em;color:var(--accent);margin-top:4px}

nav.primary{display:flex;gap:22px;align-items:center}
nav.primary a{font-family:var(--sans);font-size:13px;color:var(--ink-2);letter-spacing:.01em;
  padding:6px 0;position:relative;transition:color .2s;white-space:nowrap}
nav.primary a:hover,nav.primary a.active{color:var(--accent)}
nav.primary a.active::after{content:"";position:absolute;bottom:-2px;left:0;right:0;height:1px;background:var(--accent)}

.topbar__right{display:flex;align-items:center;gap:22px}
.btn-cta{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;background:transparent;
  border:1px solid var(--line-2);color:var(--ink);font-family:var(--sans);font-size:12.5px;
  letter-spacing:.04em;transition:all .25s;white-space:nowrap;flex-shrink:0}
.btn-cta:hover{border-color:var(--accent);color:var(--accent)}

.lang-toggle{display:inline-flex;align-items:center;color:var(--muted);font-family:var(--sans);
  font-size:12.5px;letter-spacing:.04em;white-space:nowrap;flex-shrink:0;transition:color .25s}
.lang-toggle:hover{color:var(--accent)}

.menu-toggle{display:none;background:none;border:0;color:var(--ink);font-family:var(--sans);
  font-size:12px;letter-spacing:.1em;text-transform:uppercase;padding:8px 0;flex-shrink:0}

/* ---------- Hero ---------- */
.hero{padding:clamp(44px,5vw,76px) 0 clamp(52px,6vw,88px);position:relative;border-bottom:1px solid var(--line)}
.hero__meta{display:flex;flex-wrap:wrap;gap:14px 26px;font-family:var(--sans);font-size:11.5px;
  font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:44px;align-items:center}
.hero__meta span{display:inline-flex;align-items:center;gap:14px}
.hero__meta span+span::before{content:"";display:inline-block;width:14px;height:1px;background:var(--line-2);margin-right:0}

.hero__headline{font-family:var(--serif);font-weight:400;font-size:clamp(42px,6.6vw,86px);
  line-height:1.06;letter-spacing:-0.008em;margin-bottom:40px;max-width:17ch;color:var(--ink)}
.hero__headline em{font-style:normal;color:inherit;font-weight:inherit}

.hero__sub{font-size:clamp(18px,1.5vw,22px);line-height:1.6;color:var(--ink-2);max-width:52ch;margin-bottom:26px}
.hero__positioning{font-size:16px;color:var(--ink-3);max-width:60ch;line-height:1.75;margin-bottom:46px}

.hero__ctas{display:flex;flex-wrap:wrap;gap:18px;align-items:center}
.btn-primary,.btn-secondary{display:inline-flex;align-items:center;gap:10px;padding:16px 30px;
  font-family:var(--sans);font-size:13.5px;font-weight:500;letter-spacing:.03em;transition:all .25s;border:1px solid transparent}
.btn-primary{background:var(--accent);color:#fff;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-secondary{background:transparent;color:var(--ink);border-color:var(--line-2)}
.btn-secondary:hover{border-color:var(--accent);color:var(--accent)}
/* .section--deep is now a light ivory band — buttons use the default light styles */

.hero--inner{padding:clamp(88px,10vw,134px) 0 clamp(44px,5vw,68px);border-bottom:1px solid var(--line)}
.hero--inner .hero__headline{font-size:clamp(40px,5.4vw,72px);max-width:22ch;margin-bottom:28px}
.hero--inner .hero__sub{font-size:clamp(17px,1.3vw,20px);margin-bottom:0}

/* ---------- Credibility strip ---------- */
.strip{background:var(--paper-2);border-block:1px solid var(--line)}
.strip__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--line)}
.strip__cell{background:var(--paper-2);padding:38px 28px;display:flex;flex-direction:column;gap:10px}
.strip__label{font-family:var(--sans);font-size:11px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.strip__value{font-family:var(--serif);font-size:clamp(17px,1.45vw,21px);color:var(--ink);letter-spacing:0;line-height:1.25;hyphens:none}
.strip--stats .strip__grid{grid-template-columns:repeat(3,1fr)}
.strip--stats .strip__cell{padding:clamp(40px,5vw,62px) 40px;gap:16px}
.strip__fig{font-family:var(--serif);font-weight:400;font-size:clamp(48px,5vw,72px);line-height:1;letter-spacing:-0.012em;color:var(--ink)}
/* Word-figure (e.g. "Multi-currency") — sized down so it sits on one line beside the numeric figures */
.strip__fig--text{font-size:clamp(26px,3vw,40px);letter-spacing:0;line-height:1.12}
.strip__cap{font-size:14.5px;color:var(--muted);letter-spacing:.01em;max-width:26ch;line-height:1.5}
@media(max-width:760px){.strip--stats .strip__grid{grid-template-columns:1fr}}

/* ---------- Grids ---------- */
.capabilities{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-top:24px}
.capability{padding:36px 0;border-top:1px solid var(--line)}
.capability:nth-child(odd){border-right:1px solid var(--line);padding-right:40px}
.capability:nth-child(even){padding-left:40px}
.capability h3{margin-bottom:16px}
.capability p{font-size:15px}

.solutions{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);margin-top:32px}
.solution{background:var(--paper);padding:52px 44px}
.solution h3{font-size:clamp(24px,2.2vw,32px);margin-bottom:20px}
.solution h3 em{color:var(--accent)}
.solution p{font-size:15px;line-height:1.7;margin-bottom:24px}

/* Process steps */
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:28px}
.step{background:var(--paper);padding:40px 26px;display:flex;flex-direction:column;gap:16px;min-height:280px}
.step__num{font-family:var(--serif);font-style:italic;font-size:42px;color:var(--accent);line-height:1}
.step__label{font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.step h2,.step h3{font-size:21px;line-height:1.2;margin:0}
.step p{font-size:14px;line-height:1.65;margin:0;color:var(--ink-2)}

/* Region / sector grid */
.sectors{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:32px}
.sector{background:var(--paper);padding:40px 30px;min-height:210px}
.sector__icon{display:inline-block;font-family:var(--serif);font-style:italic;font-size:24px;color:var(--accent);margin-bottom:18px}
.sector h4{font-family:var(--serif);font-size:21px;line-height:1.25;margin-bottom:12px;color:var(--ink);font-weight:400}
.sector p{font-size:13.5px;line-height:1.65;color:var(--muted);margin:0}

/* Mid-page CTA band */
.section:has(.cta-band){padding-top:0;padding-bottom:0;border-bottom:0}
.cta-band{background:var(--accent);color:#F4F4F6;padding:38px 46px;margin:0;
  display:flex;align-items:center;justify-content:space-between;gap:36px}
.cta-band__text{font-family:var(--serif);font-style:italic;font-size:clamp(19px,1.6vw,24px);color:#F4F4F6;line-height:1.4;margin:0;max-width:38ch}
.cta-band .btn-secondary{flex-shrink:0;white-space:nowrap;background:transparent;color:#F4F4F6;border-color:rgba(244,244,246,.5)}
.cta-band .btn-secondary:hover{background:#F4F4F6;color:var(--accent);border-color:#F4F4F6}
@media(max-width:720px){.cta-band{flex-direction:column;align-items:flex-start;padding:28px 26px;gap:18px;margin:0}.cta-band .btn-secondary{width:100%;justify-content:center}}

/* Regulatory snapshot table */
.reg-snapshot{width:100%;border-collapse:collapse;margin:28px 0;font-family:var(--sans);font-size:15px}
.reg-snapshot th,.reg-snapshot td{text-align:left;vertical-align:top;padding:18px 22px;border-bottom:1px solid var(--line)}
.reg-snapshot tr:first-child th,.reg-snapshot tr:first-child td{border-top:1px solid var(--line)}
.reg-snapshot th{font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);width:210px;white-space:nowrap}
.reg-snapshot td{color:var(--ink-2);line-height:1.6}
@media(max-width:720px){
  .reg-snapshot th{width:auto;display:block;padding:14px 0 4px;border-bottom:0;white-space:normal}
  .reg-snapshot td{display:block;padding:0 0 14px;border-top:0}
  .reg-snapshot tr{display:block;border-bottom:1px solid var(--line)}
  .reg-snapshot tr:first-child{border-top:1px solid var(--line)}
}

/* Markets directory list */
.markets-list{list-style:none;padding:0;margin:36px 0 0;display:grid;grid-template-columns:repeat(2,1fr);gap:0 48px}
.markets-list li{border-top:1px solid var(--line)}
.markets-list li:last-child,.markets-list li:nth-last-child(2){border-bottom:1px solid var(--line)}
.markets-list a{display:grid;grid-template-columns:1fr auto;gap:24px;padding:22px 0;align-items:baseline;transition:padding-left .2s}
.markets-list a:hover{padding-left:8px}
.markets-list a:hover .market-name{color:var(--accent)}
.markets-list .market-name{font-family:var(--serif);font-size:21px;color:var(--ink);letter-spacing:0;transition:color .2s}
.markets-list .market-detail{font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);text-align:right}

/* Pillars list */
.pillars{list-style:none;padding:0;margin:0}
.pillars li{display:grid;grid-template-columns:40px 1fr;gap:18px;padding:18px 0;border-top:1px solid var(--line);font-size:15.5px;color:var(--ink-2);line-height:1.65}
.pillars li:last-child{border-bottom:1px solid var(--line)}
.pillars li>span:first-child{font-family:var(--serif);font-style:italic;font-size:17px;color:var(--accent);padding-top:1px}
.pillars strong{color:var(--ink);font-weight:600}

/* Two-column */
.twocol{display:grid;grid-template-columns:1fr 1fr;gap:80px;margin-top:32px}
.twocol--asym{grid-template-columns:1fr 1.4fr}

/* Pull quote */
.pull{border-left:2px solid var(--accent);padding-left:44px}
.pull__quote{font-family:var(--serif);font-style:italic;font-size:clamp(23px,2vw,32px);line-height:1.4;color:var(--ink);margin:0 0 16px}
.pull__attr{font-family:var(--sans);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}

/* Card link (refined, no shadow) */
.card-link{display:block;border:1px solid var(--line);background:var(--paper);padding:36px;transition:border-color .25s,background .25s;position:relative;color:inherit}
.card-link:hover{border-color:var(--accent);background:var(--paper-2)}
.card-link h2,.card-link h3{margin-bottom:14px;font-size:23px;color:var(--ink)}
.card-link p{font-size:14.5px;color:var(--ink-2);margin-bottom:22px;line-height:1.6}
.card-link .arrow{font-family:var(--sans);font-size:12px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:var(--accent)}
.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}

/* ---------- FAQ ---------- */
.faqs{border-top:1px solid var(--line-2);margin-top:36px}
details.faq{border-bottom:1px solid var(--line)}
.faq__q{list-style:none;display:grid;grid-template-columns:64px 1fr 32px;gap:28px;align-items:baseline;
  padding:32px 0;cursor:pointer;font-family:var(--serif);font-size:clamp(19px,1.5vw,24px);color:var(--ink);font-weight:400}
.faq__q::-webkit-details-marker{display:none}
.faq__q .num{font-family:var(--serif);font-style:italic;font-size:18px;color:var(--accent);text-transform:none;letter-spacing:0}
.faq__plus{width:22px;height:22px;position:relative;justify-self:end;margin-top:8px}
.faq__plus::before,.faq__plus::after{content:"";position:absolute;top:50%;left:50%;background:var(--accent);transition:transform .3s}
.faq__plus::before{width:15px;height:1.5px;transform:translate(-50%,-50%)}
.faq__plus::after{width:1.5px;height:15px;transform:translate(-50%,-50%)}
details.faq[open] .faq__plus::after{transform:translate(-50%,-50%) scaleY(0)}
.faq__a{padding:0 92px 34px 92px;color:var(--ink-2);font-size:16px;line-height:1.75;max-width:84ch}

/* ---------- Contact / Form ---------- */
.contact__grid{display:grid;grid-template-columns:1fr 1.4fr;gap:80px;margin-top:32px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.field{display:flex;flex-direction:column;gap:9px}
.field--full{grid-column:1/-1}
.field label{font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.field input,.field textarea,.field select{background:transparent;border:0;border-bottom:1px solid var(--line-2);
  color:var(--ink);font-family:var(--sans);font-size:16px;padding:11px 0;-webkit-appearance:none}
.field input:focus,.field textarea:focus,.field select:focus{outline:0;border-bottom-color:var(--accent)}
.field textarea{resize:vertical;min-height:92px}
.submit{background:var(--ink);color:#fff;border:1px solid var(--ink);padding:18px 32px;font-family:var(--sans);
  font-size:13.5px;font-weight:500;letter-spacing:.03em;cursor:pointer;transition:all .25s}
.submit:hover{background:var(--accent);border-color:var(--accent)}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}

/* ---------- Inline prose links ---------- */
main p a,main li a,.faq__a a{color:var(--accent);border-bottom:1px solid rgba(162,24,42,.26);transition:color .2s,border-color .2s}
main p a:hover,main li a:hover,.faq__a a:hover{color:var(--accent-deep);border-bottom-color:var(--accent-deep)}

/* ---------- Footer ---------- */
footer{background:var(--paper-2);color:var(--ink-2);padding:84px 0 36px;border-top:1px solid var(--line)}
footer .brand{color:var(--ink)}
footer .brand__en{color:var(--ink)}
footer .foot__h{color:var(--muted);font-size:13px;letter-spacing:.02em}
.foot__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:56px;margin-bottom:56px}
.foot__h{margin-bottom:20px}
.foot ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px}
.foot ul a{color:var(--ink-2);font-size:14.5px;transition:color .2s}
.foot ul a:hover{color:var(--accent)}
/* Long unbreakable tokens (e.g. the contact email) stay on one line rather
   than snapping mid-string; the wider Contact column accommodates it. */
.foot ul a[href^="mailto:"]{white-space:nowrap;font-size:13.5px;letter-spacing:0}
.foot__brand p{font-size:14px;color:var(--ink-3);max-width:42ch;margin-top:16px;line-height:1.7}
.foot__address{display:flex;align-items:flex-start;gap:22px;padding:30px 0 4px;border-top:1px solid var(--line);margin-top:8px;font-style:normal}
.foot__address p{font-size:12.5px;line-height:1.75;color:var(--muted);max-width:84ch;margin:0}
.foot__bottom{display:flex;justify-content:space-between;align-items:center;margin-top:34px;padding-top:30px;
  border-top:1px solid var(--line);font-family:var(--sans);font-size:12px;letter-spacing:.04em;color:var(--muted)}
.foot__bottom a{color:var(--ink-3);transition:color .2s}
.foot__bottom a:hover{color:var(--accent)}

/* ---------- Legal pages ---------- */
.legal{padding:clamp(64px,8vw,112px) 0}
.legal h2{font-size:clamp(24px,2.2vw,34px);margin:52px 0 18px}
.legal h3{font-size:21px;margin:34px 0 12px}
.legal p,.legal li{color:var(--ink-2);font-size:15.5px;line-height:1.8;max-width:76ch}
.legal ul,.legal ol{padding-left:24px;margin:0 0 18px}
.legal li{margin-bottom:8px}
.legal .lede{margin-bottom:34px}

/* ---------- Glossary ---------- */
.glossary{margin:0}
.glossary__item{padding:26px 0;border-bottom:1px solid var(--line)}
.glossary__item:first-child{border-top:1px solid var(--line)}
.glossary__item:target{background:var(--paper-2);border-radius:8px;padding:26px 22px;margin:0 -22px}
.glossary__term{font-family:var(--serif);font-size:21px;font-weight:500;color:var(--ink);margin:0 0 8px}
.glossary__def{margin:0;color:var(--ink-2);line-height:1.72;max-width:74ch}
@media(max-width:720px){.glossary__term{font-size:19px}}

/* ---------- Byline + author bio (E-E-A-T) ---------- */
.byline{display:flex;align-items:center;gap:11px;flex-wrap:wrap;font-family:var(--sans);font-size:13.5px;color:var(--ink-3);margin:24px 0 0}
.byline__by{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.byline__name{color:var(--ink);border-bottom:1px solid var(--line-2);transition:color .2s,border-color .2s}
.byline__name:hover{color:var(--accent);border-bottom-color:var(--accent)}
.byline__sep{color:var(--line-2)}
.byline__title{color:var(--ink-3)}
.principals{display:flex;flex-direction:column}
.author-bio{border-top:1px solid var(--line);padding-top:30px;margin-top:30px}
.author-bio:first-child{margin-top:0}
.author-bio__eyebrow{display:block;font-family:var(--sans);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent);margin-bottom:14px}
.author-bio__name{font-family:var(--serif);font-size:23px;font-weight:500;color:var(--ink);margin:0 0 4px}
.author-bio__name span{font-size:15px;color:var(--ink-3);margin-left:8px;letter-spacing:.01em}
.author-bio__title{font-family:var(--sans);font-size:13px;letter-spacing:.04em;color:var(--muted);margin:0 0 14px}
.author-bio__text{color:var(--ink-2);line-height:1.72;max-width:72ch;margin:0 0 14px}
.author-bio__link{font-family:var(--sans);font-size:13px;color:var(--accent)}
.author-bio__link:hover{color:var(--accent-deep)}

/* ---------- Reveal ---------- */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .9s ease,transform .9s cubic-bezier(.16,1,.3,1)}
.reveal.in{opacity:1;transform:none}

/* ================================================================
   RESPONSIVE
   ================================================================ */
*,*::before,*::after{min-width:0}
html,body{overflow-x:hidden}
img,svg,video,canvas,iframe{max-width:100%;height:auto}
.wrap,.wrap--narrow,.wrap--read{width:100%}

@media(max-width:1200px){
  :root{--section-y:clamp(52px,6vw,84px)}
  .topbar__row{gap:16px}
  .topbar__right{gap:14px;flex-shrink:0}
  /* Let the wordmark wrap instead of sliding under the right-hand controls,
     and keep FR · Enquire · Menu on screen (mobile header fit). */
  .topbar .brand{white-space:normal}
  .btn-cta{padding:11px 16px;letter-spacing:.03em}
  nav.primary{display:none;position:fixed;top:86px;left:0;right:0;max-height:calc(100vh - 86px);overflow-y:auto;
    background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;gap:0;padding:8px var(--gutter) 16px;z-index:99;box-shadow:0 24px 48px rgba(28,26,24,.08)}
  nav.primary.open{display:flex}
  nav.primary a{padding:16px 0;font-size:15px;border-bottom:1px solid var(--line)}
  nav.primary a:last-child{border-bottom:0}
  nav.primary a.active::after{display:none}
  .menu-toggle{display:inline-flex}
  .menu-toggle[aria-expanded="true"]{color:var(--accent)}
  .strip__grid{grid-template-columns:repeat(2,1fr)}
  .capabilities{grid-template-columns:1fr}
  .capability:nth-child(odd){border-right:none;padding-right:0}
  .capability:nth-child(even){padding-left:0}
  .solutions,.steps{grid-template-columns:1fr}
  .sectors{grid-template-columns:repeat(2,1fr)}
  .markets-list{grid-template-columns:1fr}
  .twocol,.twocol--asym,.contact__grid{grid-template-columns:1fr;gap:44px}
  .foot__grid{grid-template-columns:1fr 1fr}
  .cards-grid{grid-template-columns:repeat(2,1fr)}
  .section__head{grid-template-columns:1fr;gap:18px;margin-bottom:44px}
  .cards-grid[style*="grid-template-columns"]{grid-template-columns:repeat(2,1fr) !important}
  .sectors[style*="grid-template-columns"]{grid-template-columns:repeat(2,1fr) !important}
}

@media(max-width:820px){
  :root{--section-y:clamp(56px,6.5vw,92px);--gutter:clamp(20px,4vw,40px)}
  .hero{padding:clamp(72px,9vw,112px) 0 clamp(44px,6vw,72px)}
  .hero--inner{padding:clamp(64px,8vw,98px) 0 clamp(30px,4vw,50px)}
  .hero__meta{gap:12px 20px;margin-bottom:32px}
  .hero__headline{margin-bottom:32px}
  .hero__sub{margin-bottom:24px}
  .hero__positioning{margin-bottom:34px}
  footer{padding:60px 0 28px}
  .foot__grid{gap:40px;margin-bottom:40px}
}

@media(max-width:720px){
  :root{--section-y:clamp(52px,11vw,76px);--gutter:20px}
  body{font-size:15.5px;line-height:1.66}
  .utility{display:none}
  .topbar__row{height:66px;gap:16px}
  .brand__en{font-size:19px}
  .brand__zh{font-size:9.5px;letter-spacing:.28em}
  nav.primary{top:66px;max-height:calc(100vh - 66px)}
  .topbar__right{gap:12px}
  .btn-cta{padding:9px 14px;font-size:11.5px}
  .hero__meta{font-size:10.5px;letter-spacing:.12em;gap:10px 16px;margin-bottom:26px}
  .hero__headline{margin-bottom:26px;line-height:1.08}
  .hero__sub{font-size:17.5px;line-height:1.5;margin-bottom:22px}
  .hero__positioning{font-size:15px;line-height:1.7;margin-bottom:30px}
  .hero__ctas{gap:14px}
  .btn-primary,.btn-secondary{padding:15px 24px;font-size:12.5px;width:100%;justify-content:center}
  .strip__grid{grid-template-columns:1fr;gap:1px}
  .strip__cell{padding:24px var(--gutter)}
  .strip__value{font-size:22px}
  .solutions,.steps,.sectors,.sectors[style*="grid-template-columns"]{grid-template-columns:1fr !important}
  .solution{padding:34px 26px}
  .step{padding:30px 24px;min-height:0}
  .step__num{font-size:36px}
  .sector{padding:30px 24px;min-height:0}
  .cards-grid,.cards-grid[style*="grid-template-columns"]{grid-template-columns:1fr !important;gap:16px}
  .card-link{padding:28px}
  .card-link h2,.card-link h3{font-size:20px}
  .markets-list{grid-template-columns:1fr;gap:0}
  .markets-list a{grid-template-columns:1fr;gap:5px;padding:18px 0}
  .markets-list .market-detail{text-align:left}
  .pillars li{grid-template-columns:30px 1fr;gap:14px;padding:16px 0;font-size:15px}
  .twocol,.twocol--asym,.contact__grid{gap:34px}
  .faq__q{grid-template-columns:44px 1fr 22px;gap:14px;padding:26px 0;font-size:18px}
  .faq__a{padding:0 58px 26px 58px;font-size:15px}
  .form{grid-template-columns:1fr;gap:24px}
  .submit{padding:16px 24px;width:100%}
  .pull{padding-left:26px}
  footer{padding:52px 0 26px}
  .foot__grid{grid-template-columns:1fr;gap:34px;margin-bottom:38px}
  .foot__address{gap:16px;padding:26px 0 0}
  .foot__bottom{flex-direction:column;gap:14px;align-items:flex-start;margin-top:26px;padding-top:22px}
}

/* Header extras (CTA + language) live in the mobile menu only */
.nav-extra{display:none}

@media(max-width:560px){
  .hero__meta span+span::before{display:none}
  .section__head{margin-bottom:34px}
  .card-link{padding:24px}
  /* Phones: collapse the top bar to logo + hamburger; the long English
     wordmark otherwise collides with the CTA. CTA + language move into the menu. */
  .topbar .btn-cta,.topbar .lang-toggle{display:none}
  .nav-extra{display:flex;flex-direction:column;margin-top:8px;border-top:1px solid var(--line);padding-top:8px}
  .nav-extra a{padding:16px 0;font-size:15px;border-bottom:1px solid var(--line);color:var(--ink-2)}
  .nav-extra a:last-child{border-bottom:0}
  .nav-extra__cta{color:var(--accent);font-weight:500}
}

@media(max-width:380px){
  body{font-size:15px}
  .hero__headline{font-size:clamp(36px,11vw,46px)}
  .brand__en{font-size:17px}
}

@media(prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none;transition:none}
  *{animation-duration:.01ms !important;transition-duration:.01ms !important}
}

/* ============================================================
   Black Haven — component additions / overrides
   ============================================================ */

/* Strip now carries four cells (country / exchange facts):
   4-up on desktop, 2-up on tablet (<=1200, via the responsive block above),
   and 1-up on phones (<=760) so it matches the homepage stats strip. */
.strip__grid{grid-template-columns:repeat(4,1fr)}
@media(max-width:760px){.strip__grid{grid-template-columns:1fr}}

/* Markets directory — each row offers both Stock Loans + Block Trades links */
.markets-list{display:block;margin-top:8px}
.market-row{display:grid;grid-template-columns:1.4fr 1fr auto;gap:24px;align-items:baseline;
  padding:22px 0;border-bottom:1px solid var(--line)}
.market-row:first-child{border-top:1px solid var(--line)}
.market-row .market-name{font-family:var(--serif);font-size:21px;color:var(--ink);letter-spacing:0}
.market-row .market-detail{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.market-row .market-links{justify-self:end;font-family:var(--sans);font-size:13.5px;white-space:nowrap}
/* Reset the legacy `.markets-list a{display:grid}` rule, which otherwise turns
   these inline links into stacked blocks (orphaning the middot on its own line). */
.market-row .market-links a{display:inline;color:var(--accent);border-bottom:1px solid transparent;transition:color .2s,border-color .2s}
.market-row .market-links a:hover{color:var(--accent-deep);border-bottom-color:var(--accent-deep)}
@media(max-width:720px){
  .market-row{grid-template-columns:1fr;gap:6px;padding:20px 0}
  .market-row .market-links{justify-self:start;margin-top:6px}
}

/* Enquiry form */
.enquiry-form{display:flex;flex-direction:column;gap:22px;max-width:560px;margin-top:8px}
.enquiry-form label{display:flex;flex-direction:column;gap:9px;font-family:var(--sans);
  font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.enquiry-form input,.enquiry-form textarea{font:inherit;font-size:16px;text-transform:none;letter-spacing:0;
  color:var(--ink);background:var(--paper);border:1px solid var(--line-2);border-radius:0;
  padding:14px 16px;transition:border-color .2s}
.enquiry-form input:focus,.enquiry-form textarea:focus{outline:none;border-color:var(--accent)}
.enquiry-form textarea{resize:vertical;font-family:var(--sans)}
.enquiry-form button{align-self:flex-start;margin-top:4px}

/* Quote-request form (contact page) */
.contact__grid{display:grid;grid-template-columns:0.8fr 1.2fr;gap:clamp(32px,5vw,72px);align-items:start;margin-top:8px}
.contact__grid aside .contact__aside-lede{font-family:var(--serif);font-style:italic;font-size:22px;
  color:var(--ink);line-height:1.4;max-width:24ch;margin:0 0 20px}
.contact__grid aside .contact__aside-note{font-size:14px;color:var(--muted);max-width:38ch;margin:0}
.contact__rt{margin-top:30px;padding-top:24px;border-top:1px solid var(--line)}
.contact__rt h5,.contact__rt-title{margin:0 0 10px}
/* Styling-only label (not a document heading, to keep the h1->h2 outline intact) */
.contact__rt-title{font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.contact__rt p{font-size:13.5px;color:var(--muted);line-height:1.6}
.form{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.form .field{display:flex;flex-direction:column;gap:9px}
.form .field--full{grid-column:1/-1}
.form .cf-turnstile{grid-column:1/-1;margin:2px 0 4px}
.form label{font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:var(--muted)}
.form input,.form textarea{font:inherit;font-size:16px;color:var(--ink);background:var(--paper);
  border:1px solid var(--line-2);border-radius:0;padding:14px 16px;transition:border-color .2s}
.form input::placeholder,.form textarea::placeholder{color:var(--muted-2)}
.form input:focus,.form textarea:focus{outline:none;border-color:var(--accent)}
.form textarea{resize:vertical}
.form .submit{display:inline-flex;align-items:center;justify-content:center;width:100%;
  padding:17px 30px;background:var(--ink);color:#fff;border:1px solid var(--ink);
  font-family:var(--sans);font-size:13px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;
  transition:background .2s,border-color .2s}
.form .submit:hover{background:var(--accent);border-color:var(--accent)}
.form__consent{grid-column:1/-1;font-size:12px;color:var(--muted-2);line-height:1.7;margin:4px 0 0}
@media(max-width:880px){.contact__grid{grid-template-columns:1fr}.form{grid-template-columns:1fr}}
/* Narrow phones: the long French submit label ("Envoyer la demande
   confidentielle") wraps to two lines at the default size + .1em tracking.
   Tighten size and letter-spacing so it stays on one line down to 320px. */
@media(max-width:430px){.form .submit{padding:16px 16px;font-size:12px;letter-spacing:.03em}}

/* Glossary */
.gloss-list{margin:8px 0 0;padding:0}
.gloss{display:grid;grid-template-columns:minmax(180px,0.5fr) 1fr;gap:24px;
  padding:22px 0;border-top:1px solid var(--line)}
.gloss:last-child{border-bottom:1px solid var(--line)}
.gloss dt{font-family:var(--serif);font-size:20px;color:var(--ink);letter-spacing:0;margin:0}
.gloss dd{margin:0;color:var(--ink-2);font-size:15.5px;line-height:1.7}
@media(max-width:720px){.gloss{grid-template-columns:1fr;gap:6px}}

/* Insight article byline */
.article-byline{margin-top:22px;font-family:var(--mono);font-size:12px;letter-spacing:.08em;
  text-transform:uppercase;color:var(--muted)}
.insight-card h2{margin-top:2px}

/* ============================================================
   Homepage — institutional spine (added 2026-06-10)
   ============================================================ */
.hero--home{position:relative;background:linear-gradient(180deg,var(--paper-2),var(--paper));overflow:hidden;border-bottom:1px solid var(--line)}
.hero--home::before{content:"";position:absolute;right:-200px;top:-240px;width:760px;height:760px;
  background:radial-gradient(circle,rgba(138,109,44,.12),rgba(138,109,44,0) 62%);pointer-events:none}
.hero--home .wrap{position:relative}
.hero--home .home-oct{position:absolute;right:clamp(-130px,-6vw,-50px);bottom:-150px;width:500px;height:500px;opacity:.05;pointer-events:none}
.hero--home__inner{position:relative;padding:clamp(60px,9vw,112px) 0 0}
.hero--home .eyebrow{color:var(--muted)}
.hero--home h1{font-family:var(--serif);font-weight:400;color:var(--ink);font-size:clamp(38px,5.6vw,70px);
  line-height:1.04;letter-spacing:-.018em;max-width:17ch;margin:0}
.hero--home .hero__sub{color:var(--ink-3);font-size:clamp(17px,1.9vw,20px);line-height:1.6;max-width:54ch;margin:28px 0 0}
.hero--home .hero__ctas{display:flex;gap:16px;flex-wrap:wrap;margin-top:40px}
.home-stats{display:grid;grid-template-columns:repeat(4,1fr);margin-top:clamp(54px,7vw,94px);border-top:1px solid var(--line)}
.home-stats__cell{padding:26px 28px 30px;border-right:1px solid var(--line)}
.home-stats__cell:first-child{padding-left:0}
.home-stats__cell:last-child{border-right:0}
.home-stats__fig{font-family:var(--serif);font-weight:400;font-size:clamp(28px,3.4vw,42px);color:var(--ink);line-height:1}
.home-stats__fig em{font-style:normal;color:var(--accent);font-size:.6em;vertical-align:.1em;margin:0 .04em}
.home-stats__cap{font-family:var(--mono);font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin-top:12px}
@media(max-width:760px){.home-stats{grid-template-columns:1fr 1fr}.home-stats__cell{padding:22px 18px}.home-stats__cell:nth-child(odd){padding-left:0}}

.home-products{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:46px}
@media(max-width:820px){.home-products{grid-template-columns:1fr}}
.pcard{border:1px solid var(--line);padding:40px 38px 34px;background:var(--paper);display:block;
  transition:border-color .25s,transform .25s,box-shadow .25s}
.pcard:hover{border-color:var(--ink);transform:translateY(-3px);box-shadow:0 22px 56px -34px rgba(0,0,0,.42)}
.pcard__tag{font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin-bottom:20px}
.pcard h3{font-family:var(--serif);font-weight:400;font-size:27px;color:var(--ink);letter-spacing:-.01em;margin:0 0 14px}
.pcard>p{font-size:15.5px;color:var(--ink-2);line-height:1.65;margin:0 0 24px;max-width:44ch}
.pcard__feat{list-style:none;margin:0 0 28px;padding:0;border-top:1px solid var(--line)}
.pcard__feat li{padding:11px 0 11px 22px;border-bottom:1px solid var(--line);font-size:14px;color:var(--ink-2);position:relative}
.pcard__feat li::before{content:"";position:absolute;left:0;top:17px;width:7px;height:7px;background:var(--accent);clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%)}
.pcard__more{font-family:var(--sans);font-size:14px;font-weight:500;color:var(--ink);display:inline-flex;align-items:center;gap:9px}
.pcard__more .ar{color:var(--accent);transition:transform .2s}
.pcard:hover .pcard__more .ar{transform:translateX(4px)}

.home-reach{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.home-reach .eyebrow{color:var(--muted)}
.home-reach h2{color:var(--ink)}
.home-reach .lede{color:var(--ink-2)}
.home-reach__grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:44px;border-top:1px solid var(--line)}
@media(max-width:820px){.home-reach__grid,.home-reach__grid[style*="grid-template-columns"]{grid-template-columns:1fr 1fr!important}}
@media(max-width:480px){.home-reach__grid[style*="grid-template-columns"]{grid-template-columns:1fr!important}}
.home-reach__cell{padding:18px 20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);
  display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.home-reach__cell b{color:var(--ink);font-weight:500;font-size:14.5px}
.home-reach__cell span{font-family:var(--mono);font-size:10.5px;letter-spacing:.08em;color:var(--muted);white-space:nowrap}

.home-steps{display:grid;grid-template-columns:repeat(5,1fr);border-top:2px solid var(--accent);margin-top:44px}
@media(max-width:920px){.home-steps{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.home-steps{grid-template-columns:1fr}}
.home-steps__s{padding:24px 22px 30px;border-right:1px solid var(--line)}
.home-steps__s:last-child{border-right:0}
.home-steps__n{font-family:var(--serif);font-style:italic;font-size:30px;color:var(--accent);line-height:1}
.home-steps__s h3{font-family:var(--sans);font-size:15px;font-weight:600;color:var(--ink);margin:16px 0 7px;letter-spacing:0}
.home-steps__s p{font-size:13px;color:var(--muted);line-height:1.5;margin:0}

.home-ins{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:44px}
@media(max-width:820px){.home-ins{grid-template-columns:1fr}}
.home-ins__c{border-top:2px solid var(--ink);padding-top:20px;display:block}
.home-ins__c .k{font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
.home-ins__c h3{font-family:var(--serif);font-weight:400;font-size:20px;line-height:1.3;color:var(--ink);margin:14px 0 12px;transition:color .2s}
.home-ins__c .ar{font-family:var(--sans);font-size:13px;font-weight:500;color:var(--ink)}
.home-ins__c:hover h3{color:var(--accent)}

/* Named-principal cards (team) */
.person__role{display:block;font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:.16em;
  text-transform:uppercase;color:var(--accent);margin:6px 0 16px}

/* Prose (rich body copy used on About + legal + content pages) */
.prose{color:var(--ink-2);font-size:16px;line-height:1.74;max-width:72ch}
.prose p{margin:0 0 14px}
.prose p:last-child{margin-bottom:0}
.prose strong{color:var(--ink);font-weight:600}
.prose em{color:var(--accent);font-style:italic}
.prose a{color:var(--accent);border-bottom:1px solid rgba(138,109,44,.30)}
.prose a:hover{color:var(--accent-deep);border-bottom-color:var(--accent-deep)}
.prose ul,ul.prose{margin:10px 0 16px;padding:0;list-style:none}
.prose li{position:relative;padding:6px 0 6px 22px;line-height:1.6}
.prose li::before{content:"";position:absolute;left:0;top:14px;width:6px;height:6px;background:var(--accent);clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%)}

/* Legal document (Terms / Privacy / Disclosures) */
.legal{max-width:768px;margin:0 auto}
.legal__clause{padding:30px 0;border-top:1px solid var(--line)}
.legal__clause:first-child{border-top:0;padding-top:6px}
.legal__h{font-family:var(--serif);font-weight:500;font-size:21px;color:var(--ink);letter-spacing:0;
  display:flex;gap:14px;align-items:baseline;margin:0 0 13px}
.legal__n{font-family:var(--mono);font-size:13px;font-weight:500;color:var(--accent);flex-shrink:0}
.legal__updated{max-width:768px;margin:36px auto 0;font-family:var(--mono);font-size:12px;
  letter-spacing:.04em;color:var(--muted-2);padding-top:20px;border-top:1px solid var(--line)}

/* Disclosures — headed prose (informational notice, not a numbered contract) */
.legal__clause--prose{border-top:0;padding:16px 0 6px}
.legal__h--prose{color:var(--accent);font-size:23px;display:block;margin-bottom:11px}
.legal__clause--warn{background:rgba(162,24,42,.045);border:1px solid rgba(162,24,42,.20);
  border-radius:9px;padding:20px 26px;margin:26px 0}
.legal__clause--warn .legal__h--prose{color:var(--accent-deep)}
.legal__clause--warn .prose p{color:var(--ink);font-weight:500}

/* Privacy — "essentiel" summary + jump-nav (layered-notice practice) */
.legal__brief{background:#FAF7F2;border:1px solid var(--line);border-radius:11px;padding:30px 32px;margin-bottom:44px}
.legal__brief-h{font-family:var(--serif);font-weight:500;font-size:22px;color:var(--accent);margin:0 0 12px}
.legal__brief p{color:var(--ink-2);font-size:15.5px;line-height:1.72;max-width:none;margin:0 0 14px}
.legal__brief-somm{font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--muted);margin:20px 0 12px !important}
.legal__toc ol{list-style:none;margin:0;padding:0;columns:2;column-gap:38px}
.legal__toc li{break-inside:avoid;margin:0 0 9px}
.legal__toc a{display:flex;gap:11px;align-items:baseline;text-decoration:none;color:var(--ink);
  font-size:14.5px;line-height:1.4;transition:color .15s}
.legal__toc a:hover{color:var(--accent)}
.legal__toc a .legal__n{font-size:12px}
@media(max-width:560px){.legal__toc ol{columns:1}}

/* Process — institutional stepper table */
.proc-table{width:100%;border-collapse:collapse;margin-top:6px;font-size:15px}
.proc-table thead th{text-align:left;font-family:var(--mono);font-size:11px;letter-spacing:.14em;
  text-transform:uppercase;color:var(--muted);font-weight:500;padding:0 22px 15px 0;border-bottom:1px solid var(--line-2)}
.proc-table thead th:last-child{text-align:right;padding-right:0}
.proc-table tbody td{padding:22px 22px 22px 0;border-bottom:1px solid var(--line);vertical-align:top;color:var(--ink-2);line-height:1.62}
.proc-table tbody tr:last-child td{border-bottom:0}
.proc-n{font-family:var(--serif);font-style:italic;font-size:23px;color:var(--accent);width:54px;line-height:1}
.proc-t{font-family:var(--serif);font-size:18.5px;color:var(--ink);width:23%;letter-spacing:0;line-height:1.3}
.proc-when{font-family:var(--mono);font-size:12px;letter-spacing:.04em;color:var(--muted);white-space:nowrap;text-align:right;padding-right:0!important}
.proc-detail{display:block;margin-top:7px;font-size:13.5px;color:var(--muted);line-height:1.55}
@media(max-width:760px){
  .proc-table,.proc-table thead,.proc-table tbody,.proc-table tr,.proc-table td{display:block;width:auto}
  .proc-table thead{display:none}
  .proc-table tbody tr{padding:20px 0;border-bottom:1px solid var(--line)}
  .proc-table tbody tr:last-child{border-bottom:0}
  .proc-table tbody td{padding:3px 0;border:0}
  .proc-n{font-size:18px}.proc-t{font-size:18px}
  .proc-when{text-align:left;margin-top:8px}
}
.need-grid{columns:2;column-gap:48px;margin-top:8px}
.need-grid li{break-inside:avoid}
@media(max-width:620px){.need-grid{columns:1}}