Middle East & Africa Stock Loans SCA AED

United Arab Emirates Stock Loans against ADX & DFM shares

A stock loan against shares you hold on the United Arab Emirates’ principal equity venues — for family offices, founders and controlling shareholders, without selling a single share.

01 · The Market

Middle East & Africa

United Arab Emirates equity markets.

We structure stock loans (securities-backed financing) against United Arab Emirates-listed shares. It lets founders, family offices and controlling shareholders draw liquidity from a concentrated position without selling, without unsettling voting control, and with the full holding recovered on repayment. You stay the beneficial owner throughout.

United Arab Emirates stock loans at a glance:

Listed venues	Abu Dhabi Securities Exchange (ADX), Dubai Financial Market (DFM)
Regulator	Securities and Commodities Authority (SCA)
Currency	AED
Principal indices	FTSE ADX 15, ADX General Index
Structure	Non-recourse, limited- or full-recourse

Regulatory references are published for general orientation and are not legal advice.

02 · Exchanges

Two Venues

Each United Arab Emirates exchange, covered.

ADX · Abu Dhabi

Abu Dhabi Securities Exchange

The principal Abu Dhabi equity venue, increasingly weighted by major sovereign-affiliated listings (ADNOC subsidiaries) and a deepening listings pipeline. Foreign ownership rules have liberalised materially since 2020.

View ADX → DFM · Dubai

Dubai Financial Market

Dubai’s principal exchange, distinct from Nasdaq Dubai (which lists in USD under DFSA jurisdiction). DFM listings are predominantly Sharia-compliant; foreign ownership caps remain a per-issuer consideration for collateralisation.

View DFM →

03 · FAQ

United Arab Emirates · Stock Loans

What holders ask about United Arab Emirates.

01How much can I borrow against United Arab Emirates-listed shares?

The loan-to-value is set to your holding — its free float, daily traded volume, volatility, and your own regulatory standing. A large-cap with deep free float supports a higher LTV than a thin mid-cap, and a non-recourse structure runs lower than a full-recourse one on the same stock. We quote indicative ratios only after reviewing the position.

02Which United Arab Emirates exchanges can I borrow against?

We cover Abu Dhabi Securities Exchange (ADX) and Dubai Financial Market (DFM). Financing is arranged against shares listed there; which venue applies depends on the issuer’s primary listing and how the holding trades.

03What currency can the facility be drawn in?

The default is AED, the listing currency. Cross-currency structures — drawing a USD or EUR loan against the position — are common, and bring hedging, settlement and tax points we set out expressly in the documentation.

04Who regulates these transactions in United Arab Emirates?

Securities and Commodities Authority (SCA) is the principal regulator. Black Haven Investments lends as principal; lending and any regulated activity are conducted by, or through, appropriately licensed or registered entities in the relevant jurisdiction.

04 · Adjacent Markets

Middle East & Africa

Countries adjacent to United Arab Emirates.

Saudi Arabia · Israel · South Africa · Qatar · Kuwait · Egypt · Nigeria

All countries →

A particular United Arab Emirates holding to talk through?

Send a confidential enquiry, and a senior principal will reply within one business day.

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